Welcome to Gana Unnayan Kendra (GUK) website

Livelihood Micro Finance (LMF) Intervention

With the aim of bringing sustainable positive changes in the lives of disadvantaged poor people, GUK has been implementing Livelihood Micro Finance (LMF) programme since 1991 alongside other development projects. Initially the organization started this programme only in Gaibandha district in small scale with its own fund. However, the LMF programme has gradually been expanded to more 7 north-west districts e.g. Kurigram, Rangpur, Dinajpur, Nilphamari, Lamonirhat, Bogra and Joypurhat. The main objective of this programme is to integrated development of disadvantaged poor people especially women through inclusive financing.

Area coverage:
# of districts # of sub-districts # of unions # of villages
8 30 230 1062

Total number of branch offices: 53
Total staffs: 367 (Female: 137, Male: 230)
Total: groups: 3271
Total members: 55478
Total borrowers: 46549

The major loan products of LMF Programme:
• Jagoron loan
• Agrosor loan
• Sufolon loan
• Housing loan

The major sector considered for loan disbursement:
• Agriculture (crop)
• Livestock
• Fisheries
• Agri Business/Seasonal Loan
• Small & Medium Enterprises
• Transport
• Housing

Some additional support for group members:
• Grant for funeral ceremony;
• Emergency risk fund (disaster & fire hazard);
• Assistive Device Distribution;
• Education grant support for poor student;
• Provide health support through health camp;
• Soft loan at low rate interest during disaster.